Simple EMI Calculator

Loan Amount

₹

|
0 |
25L |
50L |
75L |
100L |
125L |
150L |
175L |
200L

EMI

₹

|
0 |
0.25L |
0.5L |
0.75L |
1L

Interest Rate

|
0 |
2.5 |
5 |
7.5 |
10 |
12.5 |
15 |
17.5 |
20 |
22.5 |
24

Loan Tenure

Yr Mo

|
0 |
5 |
10 |
15 |
20 |
25 |
30

Fees & Charges

₹

|
0 |
0.25L |
0.5L |
0.75L |
1L

EMI Scheme

EMI in Advance EMI in Arrears

Note: Error Message

Principal Loan Amount

₹10,00,000

Loan EMI

₹21,617.95

Loan Tenure

60months

Loan Interest Rate

10.75%

Loan APR

11.19%

Total Interest Payable

₹2,97,077

Total Payment
(Principal + Interest + Fees & Charges)

₹13,07,077

Year

Principal
(A)

Principal

Interest
(B)

Interest

Total Payment
(A + B)

Balance

Loan Paid To Date

2020

₹ 25,432.64

₹ 17,803.26

₹ 43,235.90

₹ 9,74,567.36

2.54%

2021

₹ 1,62,501.30

₹ 96,914.10

₹ 2,59,415.40

₹ 8,12,066.06

18.79%

Jan	₹ 12,887.45	₹ 8,730.50	₹ 21,617.95	₹ 9,61,679.91	3.83%
Feb	₹ 13,002.90	₹ 8,615.05	₹ 21,617.95	₹ 9,48,677.01	5.13%
Mar	₹ 13,119.39	₹ 8,498.56	₹ 21,617.95	₹ 9,35,557.62	6.44%
Apr	₹ 13,236.91	₹ 8,381.04	₹ 21,617.95	₹ 9,22,320.71	7.77%
May	₹ 13,355.49	₹ 8,262.46	₹ 21,617.95	₹ 9,08,965.21	9.10%
Jun	₹ 13,475.14	₹ 8,142.81	₹ 21,617.95	₹ 8,95,490.08	10.45%
Jul	₹ 13,595.85	₹ 8,022.10	₹ 21,617.95	₹ 8,81,894.23	11.81%
Aug	₹ 13,717.65	₹ 7,900.30	₹ 21,617.95	₹ 8,68,176.58	13.18%
Sep	₹ 13,840.53	₹ 7,777.42	₹ 21,617.95	₹ 8,54,336.04	14.57%
Oct	₹ 13,964.52	₹ 7,653.43	₹ 21,617.95	₹ 8,40,371.52	15.96%
Nov	₹ 14,089.62	₹ 7,528.33	₹ 21,617.95	₹ 8,26,281.90	17.37%
Dec	₹ 14,215.84	₹ 7,402.11	₹ 21,617.95	₹ 8,12,066.06	18.79%

2022

₹ 1,80,857.12

₹ 78,558.28

₹ 2,59,415.40

₹ 6,31,208.93

36.88%

Jan	₹ 14,343.19	₹ 7,274.76	₹ 21,617.95	₹ 7,97,722.87	20.23%
Feb	₹ 14,471.68	₹ 7,146.27	₹ 21,617.95	₹ 7,83,251.18	21.67%
Mar	₹ 14,601.32	₹ 7,016.63	₹ 21,617.95	₹ 7,68,649.86	23.14%
Apr	₹ 14,732.13	₹ 6,885.82	₹ 21,617.95	₹ 7,53,917.73	24.61%
May	₹ 14,864.10	₹ 6,753.85	₹ 21,617.95	₹ 7,39,053.63	26.09%
Jun	₹ 14,997.26	₹ 6,620.69	₹ 21,617.95	₹ 7,24,056.37	27.59%
Jul	₹ 15,131.61	₹ 6,486.34	₹ 21,617.95	₹ 7,08,924.75	29.11%
Aug	₹ 15,267.17	₹ 6,350.78	₹ 21,617.95	₹ 6,93,657.59	30.63%
Sep	₹ 15,403.93	₹ 6,214.02	₹ 21,617.95	₹ 6,78,253.65	32.17%
Oct	₹ 15,541.93	₹ 6,076.02	₹ 21,617.95	₹ 6,62,711.73	33.73%
Nov	₹ 15,681.16	₹ 5,936.79	₹ 21,617.95	₹ 6,47,030.57	35.30%
Dec	₹ 15,821.63	₹ 5,796.32	₹ 21,617.95	₹ 6,31,208.93	36.88%

2023

₹ 2,01,286.38

₹ 58,129.02

₹ 2,59,415.40

₹ 4,29,922.55

57.01%

Jan	₹ 15,963.37	₹ 5,654.58	₹ 21,617.95	₹ 6,15,245.56	38.48%
Feb	₹ 16,106.38	₹ 5,511.57	₹ 21,617.95	₹ 5,99,139.19	40.09%
Mar	₹ 16,250.66	₹ 5,367.29	₹ 21,617.95	₹ 5,82,888.53	41.71%
Apr	₹ 16,396.24	₹ 5,221.71	₹ 21,617.95	₹ 5,66,492.29	43.35%
May	₹ 16,543.12	₹ 5,074.83	₹ 21,617.95	₹ 5,49,949.16	45.01%
Jun	₹ 16,691.32	₹ 4,926.63	₹ 21,617.95	₹ 5,33,257.84	46.67%
Jul	₹ 16,840.85	₹ 4,777.10	₹ 21,617.95	₹ 5,16,416.99	48.36%
Aug	₹ 16,991.71	₹ 4,626.24	₹ 21,617.95	₹ 4,99,425.28	50.06%
Sep	₹ 17,143.93	₹ 4,474.02	₹ 21,617.95	₹ 4,82,281.35	51.77%
Oct	₹ 17,297.51	₹ 4,320.44	₹ 21,617.95	₹ 4,64,983.83	53.50%
Nov	₹ 17,452.47	₹ 4,165.48	₹ 21,617.95	₹ 4,47,531.36	55.25%
Dec	₹ 17,608.81	₹ 4,009.14	₹ 21,617.95	₹ 4,29,922.55	57.01%

2024

₹ 2,24,023.29

₹ 35,392.11

₹ 2,59,415.40

₹ 2,05,899.26

79.41%

Jan	₹ 17,766.56	₹ 3,851.39	₹ 21,617.95	₹ 4,12,155.99	58.78%
Feb	₹ 17,925.72	₹ 3,692.23	₹ 21,617.95	₹ 3,94,230.27	60.58%
Mar	₹ 18,086.30	₹ 3,531.65	₹ 21,617.95	₹ 3,76,143.97	62.39%
Apr	₹ 18,248.33	₹ 3,369.62	₹ 21,617.95	₹ 3,57,895.64	64.21%
May	₹ 18,411.80	₹ 3,206.15	₹ 21,617.95	₹ 3,39,483.84	66.05%
Jun	₹ 18,576.74	₹ 3,041.21	₹ 21,617.95	₹ 3,20,907.10	67.91%
Jul	₹ 18,743.16	₹ 2,874.79	₹ 21,617.95	₹ 3,02,163.94	69.78%
Aug	₹ 18,911.06	₹ 2,706.89	₹ 21,617.95	₹ 2,83,252.87	71.67%
Sep	₹ 19,080.48	₹ 2,537.47	₹ 21,617.95	₹ 2,64,172.40	73.58%
Oct	₹ 19,251.41	₹ 2,366.54	₹ 21,617.95	₹ 2,44,920.99	75.51%
Nov	₹ 19,423.87	₹ 2,194.08	₹ 21,617.95	₹ 2,25,497.13	77.45%
Dec	₹ 19,597.87	₹ 2,020.08	₹ 21,617.95	₹ 2,05,899.26	79.41%

2025

₹ 2,05,898.96

₹ 10,280.54

₹ 2,16,179.50

₹ 0.00

100.00%

Jan	₹ 19,773.44	₹ 1,844.51	₹ 21,617.95	₹ 1,86,125.82	81.39%
Feb	₹ 19,950.57	₹ 1,667.38	₹ 21,617.95	₹ 1,66,175.25	83.38%
Mar	₹ 20,129.30	₹ 1,488.65	₹ 21,617.95	₹ 1,46,045.95	85.40%
Apr	₹ 20,309.62	₹ 1,308.33	₹ 21,617.95	₹ 1,25,736.33	87.43%
May	₹ 20,491.56	₹ 1,126.39	₹ 21,617.95	₹ 1,05,244.77	89.48%
Jun	₹ 20,675.13	₹ 942.82	₹ 21,617.95	₹ 84,569.63	91.54%
Jul	₹ 20,860.35	₹ 757.60	₹ 21,617.95	₹ 63,709.29	93.63%
Aug	₹ 21,047.22	₹ 570.73	₹ 21,617.95	₹ 42,662.07	95.73%
Sep	₹ 21,235.77	₹ 382.18	₹ 21,617.95	₹ 21,426.30	97.86%
Oct	₹ 21,426.01	₹ 191.94	₹ 21,617.95	₹ 0.00	100.00%

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